
Push-Around Lift Financing





Straight answers before you send the equipment file.
Yes, and that's usually the most efficient approach. We combine the entire purchase into a single transaction, produce one payment, and file one lien. The mix of unit types doesn't complicate the deal as long as the combined purchase clears our $50,000 floor.
Push-around lifts are valued against current used market comps for comparable makes and models. Because they have no drive system and fewer mechanical components, condition ratings are straightforward: it's primarily the lift mechanism and structural integrity that drive the value. New units depreciate quickly, so used units at reasonable prices often represent better loan-to-value for the buyer.
Startups with under twelve months of history are the most difficult credit scenario. A strong down payment, a co-borrower with operating history, or a personal guarantee from a guarantor with substantial assets can improve the picture. We'll run through what's available given your specific situation.
Yes, as long as they qualify as business equipment placed in service during the tax year and used more than 50 percent for business purposes. Push-around lifts financed under a purchase or dollar-buyout lease structure are generally eligible. Verify with your accountant how the expensing fits your current-year income position.
No. A damaged or written-off unit in a multi-unit deal is typically handled through your insurance coverage, with the payout applied to the balance on that unit. The rest of the deal continues unchanged. We'll adjust the collateral schedule if necessary, but there's no requirement to restructure the entire transaction over a single unit loss.
Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.