
Aerial Lift Financing in Pittsburgh, PA





Straight answers before you send the equipment file.
Yes. Rough-terrain scissors and boom lifts are standard collateral for us, no restrictions on the application. The spec does not change the process.
Yes. We can refinance an existing note if there is equity in the unit. We pay off the current lender, set a new term, and either reduce the payment or pull the equity difference as working capital. We need the payoff amount from the current lender and three months of bank statements.
Multi-unit transactions work fine. We handle them as a single deal off one application, which is more efficient than running separate deals for each unit. Larger packages may require tax returns alongside the bank statements.
Insurance requirements are standard regardless of the job site terrain. We require the lender to be named as additional insured and loss payee on the commercial property policy covering the equipment. Your broker can add that endorsement quickly.
Yes. Prior credit issues are reviewed in context. Scores in the 560 to 620 range are workable when the bank statements show consistent deposits and the deal makes sense for the business. The structure may include a down payment or a shorter term to offset the credit risk.
Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.